Severe damage from most storms is covered under home and business insurance policies, but the specifics vary. The amount you are responsible for paying depends on your premiums and deductibles, the age and structure of the building, the extent of your damage, property values in your neighborhood and much more. Call SERVPRO of Novi/Commerce South at 248-344-0044 to inspect any storm damage on your home. We have listed the different common damage scenarios that can happen below.
- Winter storm damage
Includes snow, ice and freezing rain storms
- Hail damage
We do see hail sometimes in Michigan. These storms are most common between May and September. Hail pellets are usually between .2 inches and 1.75 inches in size, but can be much bigger
- Lightning and thunderstorm damage
Lightning storms can occur anywhere in the U.S., and they bring the threat of fires and severe structural damage
- Storm-related flood damage and tidal surges
Flooding presents a serious risk to your home and your safety. Different types of floods come with different risks. River floods and flash floods are common when snow melts and have been known to completely overwhelm structures. Coastal floods and storm surges are even more dangerous, and usually lead to evacuation warnings. These can destroy homes entirely, so it’s best to listen to weather reports and plan ahead. Debris flows, which are often made up of heavy mud and plant material, can crush houses and sweep them away.
- High winds, tornadoes and hurricanes
High winds can occur virtually anywhere, and thousands of tornadoes and hurricanes hit the U.S. every year.